Staking calculator
See what your staked coins earn over time, with rewards restaked or paid out.
- 100% free
- No sign-up
- Runs in your browser
How to use Staking calculator
- Enter your stake
- Choose compounding and time
- See your rewards
Your stake
Period
Stake at the end
Enter the coins staked, the yearly rate and how long you’ll stake to see your rewards.
Next: Crypto profit calculator · Crypto average cost calculator · ETH unit converter
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How to use Staking calculator
Enter your stake
Type how many coins you stake and the yearly rate, then choose whether it’s an APY or an APR.
Choose compounding and time
Pick how often rewards are added back to the stake, or none if they’re paid out, and how long you’ll stake.
See your rewards
Read your final stake, the rewards earned, daily rewards and both APY and APR, with a growth table. Add a price to see the value.
Why use Utils365
APY or APR
Platforms quote one or the other. Enter whichever you’re given and the calculator shows both, for the compounding you choose.
Restaked or paid out
Compare daily, weekly, monthly or yearly compounding with rewards that are paid out and not restaked.
Coins and money
Rewards are counted in coins, as staking pays them. Add a price to see what they’re worth today.
Private and free
Everything is worked out in your browser. Nothing is sent anywhere, and there’s no sign-up.
Frequently asked questions
How are staking rewards calculated?
With compounding, the stake grows by the APR divided by the number of payouts each time a reward is added. Without it, each year earns the rate on the original stake only.
What is the difference between APY and APR?
APR is the simple yearly rate. APY includes compounding, so it’s higher: 10% APR compounded daily is about 10.52% APY. A stake grows by exactly the APY in a year.
How often do staking rewards compound?
It depends on the coin and platform. Some add rewards every few days automatically; others pay them out and you have to restake by hand.
Are staking rewards guaranteed?
No. Rates change with the network and the number of stakers, and some platforms take a commission. The coin’s price can also fall, so the value may drop even as the coins grow.
Does it include the coin’s price change?
No. Rewards are in coins. Enter a price to see what they’re worth at that price, and try a few prices to see the range.
Can I use it for savings or yield farming?
Yes. Any yearly rate with regular compounding works the same way, whether it’s a savings account, lending or a liquidity pool.